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    Applying for a pre-approval

    Applying for a pre-approval

    The first thing we always recommend our clients is to obtain a pre-approval for the purchase of their property. The reason why this step is so important is because it will help you work out your budget and understand your buying potential. There will be a range of factors that will affect your pre-approval limit. These include assessment of your income, expenses, savings as well as your credit history. A pre-approval is essentially confirming that based on the information provided, the lender is in a position to offer you finance as long as they are happy with the property that you select (and subject to final checks on your file)